Social Security 2018 Trustees Report

June 5, 2018 Today, the Social Security Board of Trustees released its annual report on the current and projected financial status of the Old-Age and Survivors Insurance and Disability Insurance (OASDI) Trust Funds. The combined funds are projected to become depleted in 2034, the same as last year, with 79 percent of benefits payable after …

Barbara Bush’s End-Of-Life Decision Stirs Debate Over ‘Comfort Care’

“Comfort care” usually refers to palliative care, which focuses on managing patients’ symptoms to keep them comfortable and retain their dignity. It does not mean stopping medical care; but rather medical treatment focusing on symptomatic pain relief and comfort. This decision is more specifically defined in one of the five important documents comprising a basic …

Getting Your Affairs in Order: Advance Care Planning

The National Institute on Aging has provided this handy info-graphic. The message is “Plan Ahead” for yourself and for loved ones for whom you will be assisting with important decisions on health and financial matters. The graphic doesn’t include a last will and testament. Suffice to say everyone needs a will. But even more important …

Texas Awards Millions For Veterans Mental Health

The following link is a news release published March 26, 2018 by The Texas Health and Human Services Commission. Although the grants are subject to the grantee organizations providing matching funds from their communities and supporters, this is a giant step forward to help Texas veterans.

How to Avoid a Dangerous Flu Complication

Pneumonia, or inflammation of the lungs caused by an infection, is a common flu complication that can result in hospitalization and even death. Consumer Reports has published timely information from the Center for Disease Control. This information is particularly relevant for the elderly during this and future flu seasons. Flu can cause pneumonia in two …

HHS Secretary Azar Statement on President Trump’s FY 2019 Budget

Azar: Plans to reduce high drug costs reflect President’s deep commitment to issue Health and Human Services Secretary Alex Azar issued the following statement today on President Trump’s Fiscal Year 2019 Budget: “The President’s budget makes investments and reforms that are vital to making our health and human services programs work for Americans and to …

How A Medicaid Compliant Annuity May Protect Life Savings

When nursing home care is needed immediately but a costly spend-down is necessary to qualify for Medicaid long-term care benefits, a Medicaid-Compliant Annuity (MCA) might help avoid the spend-down by turning excess assets into an income-stream. We have found that MCA’s work well in Texas to preserve assets in IRA’s and retirement accounts that otherwise …

How and When to Talk to Elderly Parents About Their Finances

During the holidays, Consumer Reports posted an article on this sensitive subject. Regardless of the season, it’s a good time to make time to discuss financial matters with aging parents. Too often, we see people trying to pull together their parents’ financial information during a crisis. This happens frequently when a parent has an immediate …

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